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Showing 2 results for Economic Factors

Dr Ghadir Mahdavi, Vahid Majed,
Volume 2, Issue 5 (10-2011)
Abstract

Life insurance as an investment and assurance tool provides a great source of investment financing in different economies. Despite life insurance development in advanced countries and in many developing economies, it could not get its appropriate share in Iranian family’s basket. This paper investigates factors that affect life insurance demand in Iran. So, random sampling used to get required information in three provinces of Iran (Tehran, East Azerbayjan and Mazandaran). Factors are divided into two main groups: Socioeconomics and psychological. Required data were gathered using questionnaire. Results show that life insurance demand has negative relationship with individual expected health condition, premium, expected inflation, degree of risk aversion and income. Bequest, economic optimism, age, employment of partner and reading has positive relation with life insurance demand. Based on the sample, result show that life insurance demand is not affected by advertisements but is affected by others recommendations.
Mahdi Sadeghi, Mahdi Khoshkhooy,
Volume 8, Issue 27 (3-2017)
Abstract

Today one of the basic conditions for economic development in one country, is the high performance of energy sources used in different sections of the country economy. When the efficiency is raised, one of essential requirements is benefit from technologies and equipments with higher technical and performance specifications, and removing economic barriers or improving economic policies, in order to achieve as higher efficiency as possible in energy consumption. Considering that close to half of the our country energy consumption accounted for households and this sector is the largest consumer of energy in the country, and considering the importance of the issue of energy consumption, in this study we decided to analyze and scrutiny the phenomenon of energy efficiency in the household sector, and to achieve accurate and scientific analysis in this area based on expert opinion data, using structural equations modeling technique in LISREL. Based on the result of the model, economic policies (price and none price) has relatively more importance than the technical and technological solutions to the problem of improving energy efficiency in the household sector, as well as important and effective indices of each of these factors are extracted and identified. According to it, "levy a tax on energy consumption" among economic policies, and indicators of "e-government infrastructure development", "development of smart counters and Equipments WARNING energy consumption in homes" and "development of vernacular architecture patterns adapted to climatic conditions in different regions of the country" in connection with Technical foctors, have the greatest impact on energy efficiency in the mentioned sector. However, if the relationship identified for both the economic policies and technical-technological factors with the dependent variable "performance" was not acceptable very good, this matter can indicate this fact that there are other variables and factors that are influencing and can have a great role to play. Among these factors it can be addressed the socio-cultural factors and insights and norms of society which can be a help to aggravate the problem of inefficiency in energy use.



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