Volume 13, Issue 49 (12-2022)                   jemr 2022, 13(49): 84-111 | Back to browse issues page

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Torki L, Ghorbanzadeh O. The mechanism of cryptocurrency in blockchain and the impact of this technology on the banking system. jemr 2022; 13 (49) :84-111
URL: http://jemr.khu.ac.ir/article-1-2315-en.html
1- University of Isfahan , l.torki@ase.ui.ac.ir
2- University of Isfahan
Abstract:   (1380 Views)
The state of development of technology in today's world is such that the development process and the future of the world in the field of technology cannot be accurately predicted. In the meantime, blockchain technology has been highly regarded as a revolutionary technology. This technology is a protocol that allows information to be exchanged directly between contracting parties in a network without the need for intermediaries. Blockchain has been one of the most important technology trends in recent years, and banking is one of those sectors that many experts believe will accept major changes from blockchain technology. Considering the revolutionary impact that blockchain technology can have on the banking system, it will be very important to examine the impact of this technology on the banking system, which represents how to create, present and acquire value in this sector. The purpose of this research is to investigate the impact of this technology in the banking system. In order to achieve this goal, the method of data collection is the type of document-library research and sample statistics, and it is quantitative-qualitative in nature, and the method is a survey, and the tools used are questionnaires and field observations. According to this research, it confirms the effectiveness of blockchain technology on the banking system. Finally, considering that blockchain technology will challenge almost all the core sectors of the banking system, it is necessary for banks to adopt a suitable strategy to deal with the threats and use the opportunities resulting from this technology.
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Type of Study: Applicable | Subject: پولی و مالی
Received: 2023/07/18 | Accepted: 2023/11/12 | Published: 2024/05/8

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